We Believe Cost Should Never Be a Barrier to Care

At Moseley Chiropractic and Wellness Center, we are committed to making quality chiropractic care accessible to every patient in the Dallas community. We understand that navigating insurance and understanding treatment costs can feel overwhelming — especially when you are already dealing with pain or an injury. Our front desk team is here to help you understand your options and ensure there are no financial surprises.

Whether you have private health insurance, auto insurance, workers’ compensation, or no insurance at all, we have options to help you get the treatment you need.

Insurance We Accept

Moseley Chiropractic accepts most major health insurance plans that include chiropractic coverage. While every insurance policy is different, most plans provide some level of coverage for chiropractic care, which may include:

  • Chiropractic adjustments and spinal manipulation
  • Diagnostic examination and evaluation
  • Therapeutic modalities and rehabilitative services

Common insurance plans we work with include:

  • Blue Cross Blue Shield
  • Aetna
  • Cigna
  • UnitedHealthcare
  • Humana
  • Medicare
  • Medicaid (where applicable)
  • And many others

Coverage details vary by plan — including the number of covered visits per year, copay amounts, deductible requirements, and whether prior authorization is needed. To avoid surprises, we encourage you to call our office at (469) 372-0154 before your first visit so our team can verify your benefits and provide a clear picture of what your insurance covers.

What we will verify for you: – Whether your plan covers chiropractic care – Your copay or coinsurance amount per visit – Your deductible status and remaining balance – Whether your plan requires a referral or prior authorization – The number of covered visits per benefit period

Our goal is to give you a clear understanding of your financial responsibility before your first appointment so you can focus entirely on your health during your visit.

Auto Accident Insurance and PIP

If you have been injured in a car accident, your auto insurance policy may cover your chiropractic treatment — regardless of who was at fault.

Personal Injury Protection (PIP)

Many auto insurance policies in Texas include Personal Injury Protection (PIP) coverage, which pays for medical expenses — including chiropractic care — following a car accident. PIP benefits are available regardless of fault, meaning you can access coverage even if you caused the accident. PIP coverage typically pays up to a specified dollar amount (common limits are $2,500 to $10,000) and can be used for:

  • Chiropractic adjustments and shockwave therapy
  • Soft tissue therapy (dry needling, cupping, IAST, massage)
  • Diagnostic evaluations and examinations
  • Follow-up care and rehabilitation

Liability Coverage

If another driver was at fault for your accident, their liability insurance is typically responsible for covering your medical expenses. Moseley Chiropractic provides thorough documentation of your injuries, treatment, and progress — records that are essential for supporting claims against the at-fault driver’s insurance.

Working with Attorneys

If you are represented by a personal injury attorney, our office can coordinate directly with your legal team. In qualifying cases, we may provide treatment on a lien basis, meaning your treatment proceeds and payment is deferred until your case is resolved.

After an auto accident, call us immediately at (469) 372-0154. We will verify your auto insurance coverage and explain your options so financial concerns never delay your treatment.

Workers’ Compensation

If you have been injured on the job, your employer’s workers’ compensation insurance may cover your chiropractic treatment at Moseley Chiropractic. In Texas, you generally have the right to choose a chiropractor as your treating physician for a work-related injury.

Workers’ compensation typically covers:

  • Initial evaluation and diagnosis
  • Chiropractic adjustments and therapeutic treatments
  • Follow-up care and rehabilitation
  • Work status documentation and return-to-work clearance

Dr. Moseley provides the detailed clinical documentation that workers’ compensation cases require, including initial evaluation reports, treatment notes, progress evaluations, and work restriction recommendations.

Important: Report your work injury to your employer within 30 days to preserve your workers’ compensation benefits. Then call our office at (469) 372-0154 to schedule your evaluation.

Self-Pay Options

We welcome patients who prefer to pay out of pocket or who do not have insurance coverage for chiropractic care. Moseley Chiropractic offers competitive self-pay rates that make quality chiropractic treatment affordable.

Our self-pay options include:

  • Transparent pricing — We will provide clear pricing for your recommended services before treatment begins, so you know exactly what to expect.
  • No hidden fees — The price quoted is the price you pay. There are no surprise charges.
  • Payment plans — For patients who need extended treatment plans, we can discuss payment arrangements that spread the cost over time.

If you are paying out of pocket, our team will work with you to develop a treatment plan that balances your clinical needs with your budget. We would rather see you get the care you need at a manageable pace than miss out on treatment entirely due to cost.

Payment Methods

Moseley Chiropractic accepts the following payment methods:

  • Cash
  • Personal checks
  • Credit cards (Visa, MasterCard, American Express, Discover)
  • Debit cards
  • HSA (Health Savings Account) and FSA (Flexible Spending Account) cards

HSA and FSA funds are an excellent way to pay for chiropractic care using pre-tax dollars, effectively reducing your out-of-pocket cost. If you have an HSA or FSA through your employer, chiropractic treatment is typically an eligible expense.

Frequently Asked Questions

How much does a chiropractic visit cost without insurance?

The cost of a chiropractic visit at Moseley Chiropractic varies depending on the services provided during your appointment. Your initial evaluation, which includes a comprehensive examination and your first treatment, is priced separately from follow-up visits. We provide transparent pricing before treatment begins. Call our office at (469) 372-0154 for current self-pay rates.

Does Medicare cover chiropractic care?

Yes, Medicare Part B covers chiropractic manipulation of the spine when deemed medically necessary. Coverage is limited to manual manipulation to correct subluxation and does not include other services such as massage therapy, X-rays ordered by the chiropractor, or additional modalities. Our team can verify your Medicare benefits and explain what is covered before your visit.

Can I use my HSA or FSA for chiropractic treatment?

Yes. Chiropractic care is generally considered an eligible expense under both Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA). You can use your HSA or FSA card to pay for chiropractic evaluations, adjustments, and therapeutic services at Moseley Chiropractic. This allows you to pay for treatment using pre-tax dollars, which can result in meaningful savings.

Contact Us About Insurance and Payment

If you have questions about whether your insurance covers chiropractic care, what your out-of-pocket costs will be, or how to use your auto or workers’ comp insurance, our team is here to help.

Call us at (469) 372-0154 for a no-cost insurance verification before your first visit.

Email: info@moseleychiropracticwellness.com

Office Hours: – Monday through Thursday: 8:00 AM – 6:00 PM – Friday: 8:00 AM – 4:00 PM – Saturday: By Appointment Only

Our practice is located at 2416 Martin Luther King Jr. Blvd, Dallas, TX 75215.

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